Free to download ยท iOS & Android

Split expenses.
Zero drama.

Track shared expenses with friends, family, couples, and roommates. See exactly who owes whom โ€” with the fewest possible transactions.

Free forever ยท Premium unlock available

9:41

My Groups

Barcelona Trip ๐Ÿ‡ช๐Ÿ‡ธ

4 members

+โ‚ฌ32.50

Apartment ๐Ÿ 

3 members

-โ‚ฌ18.00

Couple Goals ๐Ÿ’‘

2 members

+โ‚ฌ5.00
+ New Group
๐Ÿ  ๐Ÿ‘ฅ โญ โš™๏ธ
โœ“

All settled!

Optimized by WoW

Total Balance

+$48.20

Perfect for any situation

Trips
โœˆ๏ธ Trips & Travel
Events
๐Ÿ• Dinners & Events
Roommates
๐Ÿ  Roommates & Home
Features

Everything you need

No spreadsheets. No awkward conversations. Just clean, smart expense splitting for everyone.

๐Ÿ’ธ

Smart Split

Add expenses, choose who participated, and let the app calculate each person's share automatically.

๐Ÿ”

Minimal Transactions

Our algorithm minimizes the number of payments needed โ€” fewer transfers, less hassle for everyone.

๐Ÿ‘ฅ

Groups & Contacts

Create groups for trips, households, couples, or families. Manage your frequent contacts easily.

๐ŸŒ

13 Languages

Available in English, Russian, Ukrainian, Spanish, French, German, Polish, Italian, Portuguese, Turkish, Malay, and Hindi for global use.

๐ŸŒ™

Dark & Light Mode

Comfortable to use day or night with a beautiful adaptive theme that respects your system settings.

๐Ÿ“Š

Clear Summary

See at a glance who owes whom with color-coded balances and instant settlement overview for all members.

How it works

Simple as 1-2-3-4

Get started in seconds. No complex setup or mandatory account required for the basics.

01

Create a Group

Start a group for your trip, household, or event. Add friends, family, or roommates easily.

02

Add Expenses

Log each expense, choose who paid and who participated. Split equally or with custom amounts.

03

See Who Owes Whom

The app calculates optimized settlements โ€” minimum transactions to balance everything out.

04

Settle Up

Mark debts as settled and keep your balance clean. Everyone stays on the same page instantly.

Settlement Engine

We minimize your
transactions

Our proprietary algorithm ensures the group settles up with the fewest possible payments โ€” saving time, bank fees, and reducing confusion.

13

Languages

โˆž

Unlimited

$0

To Start

Example: Barcelona Trip

A

Alex โ†’ You

owes for dinner

$24.00
M

Maria โ†’ Alex

owes for fuel

$16.50
Y

You โ†’ Sam

owes for parking

$9.00
โœ“ Algorithm solved: 3 payments settle everything
Premium

Unlock everything. Pay once.

No annoying subscriptions. No hidden fees. One simple payment for lifetime access to all features.

$9 one-time

Pay once, use forever โ€” sync across all your devices

โœ“
Unlimited groups
โœ“
Unlimited contacts
โœ“
No ads, ever
โœ“
Priority support
Get Premium Access โ€” $9

Available as an in-app purchase after download

Ready to split smarter?

Download Who Owes Whom for free today and stop worrying about split calculations forever.

Free to download ยท Worldwide