Legal

Privacy Policy

Last updated: March 6, 2026

Your privacy is important to us. This policy explains what data we collect, why we collect it, and how we protect it.

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Local Storage

Your expense data stays on your device only. Never on our servers.

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No Selling

We never sell or share your personal data with third parties.

1. Information We Collect

1.1 Information You Provide

Who Owes Whom does not require you to create an account. All data you enter — group names, contact names, expense amounts, and notes — is primarily stored locally on your device. Uploaded images are intended for receipts and expense proof within private groups.

1.2 Automatically Collected Information

When you use our app, we may automatically collect certain non-personal technical data, including: device type and operating system version, app version, crash reports and diagnostic data, and anonymous usage statistics. This data helps us improve the app's performance and stability.

1.3 Purchase Information

If you purchase the Premium version, the transaction is processed entirely by the App Store (Apple) or Google Play (Google). We do not collect or store your payment card details. We only receive confirmation that a purchase was made.

2. How We Use Your Information

We use the information we collect to:

  • Provide and maintain the app's functionality
  • Detect and fix bugs and crashes
  • Analyze app usage to improve user experience
  • Process and verify in-app purchases
  • Respond to your support requests

We do not sell, rent, or share your personal data with third parties for marketing purposes.

3. Local Data Storage

All your groups, contacts, and expense data are stored locally on your device using the app's local database. This means:

  • Your financial data never leaves your device
  • We cannot access your expense records
  • If you delete the app, all locally stored data will be permanently removed
  • We recommend backing up your device regularly to prevent data loss

4. Third-Party Services

4.1 Analytics

We may use third-party analytics tools (such as Firebase Analytics) to collect anonymous usage statistics. This data is aggregated and cannot be used to identify you personally.

4.2 Advertising

The free version of the app may display advertisements served by third-party ad networks. Premium users are completely ad-free.

5. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

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Email Support

dev.artem.semenchenko@gmail.com

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